Schedule of Escrow Charges

Performed by Pacific County Title Company

Effective as of the 21st of September, 2009

The rates quoted in the General Escrow Fee Schedule, as attached, are minimum charges that are to be made for the customer services performed and the usual risks assumed in each escrow transaction.

If it is determined that additional work is required for a particular transaction, the company reserves the right to make additional charges as may be deemed necessary to properly compensate the Company for such additional work. An example of same may be a substantial restructuring of the transaction subsequent to the original delivery of the Purchase and Sale Agreement, or multiple redrafting of documents. If additional work charges become necessary, the parties will be advised of these additional charges as soon as possible and afforded the opportunity to cancel.

Governmental Agencies or instrumentalities acquiring or disposing of real estate may be based upon agreement between the agency and the escrow company. Minimum fee: $200

A charitable or non-profit entity may receive a rate reduction of 50% of the General Schedule. Minimum fee: $200

The escrow fee will be waived for employees of the Company or affiliated companies, when the transaction involves the refinance, sale or purchase of the employee's primary residence.

Transactions involving Mobile or Manufactured Homes (where the title has not been eliminated of record) will be charged an additional $150.00.

An additional charge of $100.00 may be added for each monetary lien requiring record release (e.g. Deeds of Trust, mortgages, real estate contracts, judgments, etc.) where the recordable release documents are not received at the time of closing.  This fee may be waived if the creditor responsible for the release is a local entity or person and the receipt of the release documentation post closing is assured. The fee will also be waived for reconveyances of Deeds of Trust where Pacific County Title Company is the Trustee.

An additional fee of $25.00 will be charged for each credit card that is paid at the request of a lender in a refinance transaction.

Courier fees of $18 will be added for small packages (as in payoffs) and $30 will be added for express or large packages (as in loan packages). Refunds for an overage will not be made, nor billing for a shortfall from the exact amount billed to the company, when the courier fee cannot be accurately determined at the time of closing.

Additional work charges disallowed by the VA may be waived.